The Curacao Island

Girobank was established in 1965. Girobank offers a variety of banking and financial services through their website or at a commercial branch. Girobank can meet the demands of both residents and international customers. Services available include current and saving accounts, electronic transfers, time deposits, commercial banking, loans and hypotheek. Information can be obtained investing in Curacao through equity trust, trust management and private foundation. Cirrus, Maestro and Visa card services are also available.

Extract of Girobank Director’s report

“In 2008, rather than further growth, Girobank’s aim was particularly directed to improve efficiency and increase our profit, strengthen our organizational structure and train our employees in important areas such as Risk and Compliance. As a result, our bank was able to control its cost and close the year 2008 with a net profit of almost ANG 11 million, which represents an increase of 54% as compared to 2007, when we made a profit of ANG 7.2 million. Our total assets grew by 11% from ANG 1.2 billion last year to ANG 1.3 billion in 2008. There was also a growth in our shareholders’ equity of 15%, from ANG 79 million in 2007 to ANG 90.8 million in 2008. Loans to customers have increased as well, from ANG 339.51 million to ANG 401.9 million which represents a growth of 18%.” (Eric Garcia & Manuel Suena May 2009)

Girobank interest accounts

Girobank Super saving account offers an annual interest rate of 3.25% with no administration or statement fees and a maximum of 4 debit transactions a month for free. Minimum initial deposit of ANG 25.

CD Call is an interest bearing current account in US dollars or Euros. The interest rate varies depending on the account balance. The interest rates applicable on a Personal CD Call account in Euros vary from 0.75% to 1% on a yearly basis. The interest rates applicable on a Business CD Call accounts in Euros vary from 0.50% to 0.75% on a yearly basis. Interest rates are calculated as from EUR/USD 100,000.

Girobank Interest Bearing Checking Account (IBCA) for businesses offers 0.375% interest on balance over ANG 25,000 and up to ANG 100,000, and 0.75% interest on balance over ANG 100,000. Interest is calculated on a daily basis and credited to the account at the end of each month.

Girobank services and contact information

General

Tel: (+5999) 433 9999
info@gironet.com

ATM services

Tel: (+5999) 433 9130
distribution@gironet.com

Payment Services

Tel: (+5999) 433 9187
payment@gironet.com

International Relations

Tel: (+5999) 461 2663
international@gironet.com

Customer Service Department

Tel: (+5999) 433 9118
customer@gironet.com

Commercial Loans

Tel: (+5999) 433 9113

Consumer Loans

Tel: (+5999) 433 9166

Small Business Loans

Tel: (+5999) 433 9190
commercial@gironet.com

PR & Marketing Department

Tel: (+5999) 433 9152
marketing@gironet.com

Human Resource Department

Tel: (+5999) 433 9153
hr@gironet.com

Girobank branches location (address and phone number)

Scharloo branch

Scharloo 35
Tel: (+5999) 433 9999

Janwe branch

Seroe Loraweg 17b
Tel: (+5999) 433 9300

Sta. Maria branch

Jan Noorduynweg
Tel: (+5999) 433 9400

Colon branch

Winkelcentrum Colon
Tel: (+5999) 461 2363

Zuikertuin branch

Zuikertuin Food & Shopping Mall
Tel: (+5999) 433 9450

Girobank International N.V.

Scharlooweg 27
Tel: (+5999) 461 2663

Bonaire branch

Kaya L. D. Gerharts 6
Tel: (+5999) 717 8115

Girobank ATM location (address)

Girobank Dokterstuin

Dokterstuin

Giro Curacao Colon

Winkelcentrum Colon

Giro Curacao Marshe

Marshe Nobo Punda

Giro Curacao Santa Rosa

Santa Rosa

Girobank website: www.girobank.net

Girobank Curacao5.051